Umbrella Insurance
Located in Brighton Colorado but servicing all of the Front Range

Protecting Your Future with Extra Coverage

Life is unpredictable, and sometimes standard insurance policies don’t provide enough coverage in the event of a major claim. That’s where personal umbrella insurance comes in. If you face a lawsuit or a significant liability claim, an umbrella policy provides additional protection beyond the limits of your home, auto, or other primary insurance policies.

Why Do You Need an Umbrella Policy?

Even the most cautious individuals can find themselves in unexpected situations that lead to expensive legal battles. Without sufficient coverage, you could be responsible for out-of-pocket expenses that could impact your financial stability. A personal umbrella insurance policy helps cover:

• Lawsuits and legal fees
• Medical expenses beyond your auto or homeowners policy limits
• Property damage liability
• Incidents involving rental properties
• Defamation, libel, or slander claims

Affordable Protection for Peace of Mind

Many people assume umbrella insurance is expensive, but it’s actually one of the most cost-effective ways to protect your assets. For just a few dollars a month, you can extend your liability coverage by $1 million or more.

Who Should Consider Umbrella Insurance?

• Homeowners, landlords, and renters
• Drivers with significant assets to protect
• Boaters, ATV riders, and recreational vehicle owners
• Individuals with high public visibility or risk of lawsuits
• Families who entertain guests frequently